Beaufort, NC Real Estate, Homes and land for Sale - Copeland Real Estate listings include homes in Atlantic Beach and Morehead City, NC

Mortgage Information About
The Beaufort, North Carolina Area

Mortgage brokers have access to numerous loan programs and may be able to find the best mortgage program to fit your specific needs. In general, you need to be pre-qualified by a lender before you begin the buying process. The lender will order your credit report, ask for income and credit history, and estimate the amount of loan you can qualify for. The lender should also be able to estimate the closing costs and total cash you will need. Your monthly payment will consist of loan principal, interest, insurance, and property taxes. Typically, the loan payment should be no more than 25% of gross income. All debt combined, including your home loan, should be no more than 33% of your gross income. Your lender may be flexible on these ratios. Closing costs typically include: loan origination fee, appraisal, credit report, escrow fee, title insurance and recording fee. Closing costs on a $150,000 standard conventional mortgage loan, for example, generally total around $3,500.

Preferred Mortgage Lenders

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Mortgage Rates

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Mortgage Calculator

One of the first things that you will need to do is calculate what kind of home ....

Mortgage Glossary

A glossary of common mortgage terms ....

Budget Basics Worksheet

Click on Link to print a basic budget worksheet ....

Common Buyer Closing Costs

The following list contains some common closing costs. Your transaction might ....

Down Payments

One benefit of the many different mortgage programs is the ability ....

Your Credit Score

What Will Decide Your Credit Score? Credit scores range between 200 ....

Types of Financing Options

The Fixed Rate Mortgage is the most common type of mortgage used ....

Getting Your Finances in Order

1. Develop a family budget. Instead of making budget based on what ....

How to Improve Your Credit

Credit scores, along with your overall income and debt, are a big ....

What Your Lender Needs From You

1. W-2 forms or business tax return forms if you're self-employed for ....

Please feel free to contact us if you have any questions about the current lending market in the area. In fact, if you wish to discuss any aspect of the real estate and housing market in Beaufort, Atlantic Beach, Morehead City, or Carteret County, North Carolina please don't hesitate to call or contact us.

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Mainsail of Beaufort, a Premier Luxury Townhome Community
Featured Properties
Click to view featured property.

MLS Number: 09-3061
131 Salter Path Rd. Unit 3
Pine Knoll Shores, NC 28512
$464,900
(View Featured Properties)

Crystal Coast
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Beaufort

Morehead City

Emerald Isle

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